
WE OFFER A WIDE VARIETY OF PRODUCTS TO PROTECT YOUR CLIENTS
CONTACT US
Email & Phone
Hours
Monday - Friday
8:30 am to 5:30 pm EST.
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PRODUCTS

Critical Illness
Products offered by (Click logo to quote):
Critical illness coverage provides cash benefit payouts to help with serious covered illness or injury
Highlights:
Perfect for clients who:
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Provides lump sum cash payouts directly to the member (assignment to a medical provider is available)
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Benefit pay-outs can be used on everything from mortgages to insurance deductibles
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These plans are not considered Minimal Essential Coverage under the ACA
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Want added protection against financial loss in case of a covered accident or illness
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Want help paying their medical plan’s high deductible
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Guaranteed issue product that complements a members health plan (helps pay deductible if covered accident or illness)
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No coordination of benefits with medical insurance
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Missed Open Enrollment
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Don’t have a QE outside of Open Enrollment to change their plan to lower their costs
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Got a new job and have a waiting period before they are eligible for health benefits.
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Benefit Options may vary slightly by state so be sure you are viewing the correct brochure.
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Offers coverage periods up to 364 days, in some states
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Option to use any provider or facility
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Offers traditional deductible and out-of-pocket costs
Short Term Medical Coverage is non-ACA compliant health insurance that can be purchased outside of Open Enrollment and without a qualifying event.
Short Term Medical
Highlights:
Perfect for clients who:
Products offered by (Click logo to quote):
Products offered by (Click logo to quote):

Fixed Indemnity
A Fixed Indemnity Plan pays fixed-benefit amounts to protect against covered medical expenses resulting from hospitalization, surgery, chemotherapy and radiation services.
Highlights:
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No plan calendar year, or lifetime dollar amount maximums. Maximums vary per covered benefit.
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Helps protect against financial loss associated with unexpected hospital stays or surgical procedures.
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Guaranteed renewable
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No enrollment periods.
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No coordination of benefits
Perfect for clients who:
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Do not have access to affordable ACA compliant plans and are looking for alternative ways to protect themselves and their family
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Prefer first dollar benefits with no deductible
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Like having the ability to see any doctor in any network
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Need a flexible start date in the middle of the month

Accident Insurance
Products offered by (Click logo to quote):
Accident coverage provides a cash benefit to help meet cost shares along with any other expenses that may arise from a covered accident.
Highlights:
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Annual benefit bank of $2,500 to $15,000
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Issue ages: 18 - 74.
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Guarantee renewable to age 75
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No coordination of benefits with any other insurance
Perfect for clients who:
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Have a high deductible or out-of-pocket max
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Have family members that play sports or are physically active
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Need a more affordable ACA plan with higher cost shares
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Don't have a large savings account to handle medical emergencies

International Medical Insurance
Products offered by (Click logo to quote):
Travel Insurance provides a high standard of international health care for all types of travelers, whether it's one single trip, multiple planned trips, leisure/business travel or even students studying abroad.
Highlights:
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Choice of varying medical limits and deductibles
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Covers pre-existing conditions
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Choose in or out-of-network providers
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24/7 Phone, Web and Mobile support
Perfect for clients who:
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Travel for work or pleasure
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Have family members that study abroad
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Are concerned about medical services while out of the country